Legal Notice, Terms of Use & Privacy Policy

1. About Masion Academy

Masion Academy is an educational platform dedicated to artificial intelligence, financial markets, investing, trading, risk management and decision-making.

The platform provides educational content, articles, digital resources, interactive tools and educational features.

Site name: Masion Academy
Site: Masion Academy
General contact: [email protected]

Additional administrative or regulatory information about the entity operating the service may be provided where applicable regulations require it.

2. Nature of the service

Masion Academy is an educational platform.

It is not a bank, an asset management company, an order-execution platform, a brokerage firm, a financial advisor or a trading-signals provider.

The platform does not hold users' funds and does not execute financial transactions on their behalf.

1. Acceptance of the terms

Accessing and using Masion Academy implies acceptance of these Terms of Use.

If you do not accept these terms, you must stop using the platform.

Masion Academy may amend these terms to reflect the evolution of its services, its features or applicable legal obligations.

The version available on this page constitutes the version in force.

2. Permitted use

You may use Masion Academy solely for personal, lawful, educational purposes consistent with the platform's objective.

In particular, you agree not to:

• Use the site for fraudulent or illegal purposes
• Disrupt the operation of the platform
• Attempt to access systems or data without authorisation
• Bypass security mechanisms
• Introduce malicious software
• Bulk-copy the content
• Resell or redistribute the resources without authorisation
• Impersonate another user
• Use the tools in a way that could harm a third party

Masion Academy may limit or suspend access in the event of abusive use or use contrary to these terms.

3. User accounts

Certain features may require creating an account.

When you create an account, you must provide accurate information and keep your data up to date where necessary.

You are responsible for keeping your credentials confidential.

You must never share your password or knowingly allow an unauthorised person to use your account.

If you believe your account has been compromised, contact us promptly.

4. Educational content

The courses, articles, explanations, videos, tools and other resources available on Masion Academy are exclusively intended for education and information.

The content may cover, in particular:

• Financial markets
• Trading
• Investing
• Forex
• Stocks
• Indices
• Commodities
• Pips
• Spreads
• Lots
• Leverage
• Volatility
• Risk management
• Psychology
• Technical analysis
• Fundamental analysis
• Artificial intelligence applied to financial learning

This content must not be interpreted as personalised instructions.

5. No financial advice

Masion Academy does not provide personalised financial, legal, tax or investment advice.

No content available on the platform constitutes:

• A buy recommendation
• A sell recommendation
• A trading signal
• A portfolio recommendation
• Personalised financial analysis
• A solicitation to invest
• A promise of return
• A guarantee of results

Any financial decision made by a user is that user's sole responsibility.

Where necessary, the user should consult a qualified professional authorised to provide the type of advice sought.

6. Risks related to financial markets

Investing or trading involves risk.

The value of an asset can rise or fall, and a partial or total loss of capital is possible.

Certain mechanisms, particularly leverage, can amplify both gains and losses.

Past performance does not guarantee future performance.

No educational content, technological tool or artificial-intelligence system can eliminate risk or guarantee a financial result.

7. Use of artificial intelligence tools

Masion Academy may offer features that use artificial intelligence.

These tools may be used to:

• Explain concepts
• Summarise information
• Compare scenarios
• Structure thinking
• Generate educational questions
• Identify factors to examine
• Facilitate knowledge review

Responses produced by artificial intelligence may contain errors, omissions, simplifications, or information that does not exactly correspond to the user's context.

They should therefore not be considered certain or infallible.

8. AI is not a financial decision-making system

Masion Academy's AI features must not be used as an automatic source of investment decisions.

An AI-generated response never constitutes, on its own:

• A signal
• A guaranteed forecast
• A financial recommendation
• Validation of a strategy
• A buy or sell instruction
• A guarantee that a scenario will occur

The user must maintain a critical perspective, verify important information and make their own decisions.

9. Accuracy of information

Masion Academy strives to offer clear, useful and consistent content.

However, we do not guarantee that every piece of information is constantly complete, accurate, available or fully up to date.

Markets, technologies, regulations and artificial-intelligence tools can evolve rapidly.

Users are encouraged to verify important information with appropriate sources before any practical use.

10. Availability of the platform

We aim to keep the platform accessible under good conditions.

However, some features may be temporarily unavailable due to:

• Maintenance
• An update
• A technical issue
• An interruption by a provider
• An event beyond our control

Masion Academy does not guarantee permanent, uninterrupted availability.

11. Paid services

Certain features or resources may potentially be offered on a paid basis.

Where applicable, the price, content, access conditions and any commercial terms are presented before the purchase is confirmed.

The user must check the information displayed before making a payment.

Any specific refund, cancellation or access conditions are communicated at the time of purchase where necessary.

12. Intellectual property

Unless otherwise stated, Masion Academy's own content remains protected by applicable intellectual property rights.

This may include, in particular:

• Texts
• Articles
• Videos
• Illustrations
• Graphics
• Interfaces
• Educational materials
• Methods
• Tools
• Logos
• Visual elements

Access to the site does not transfer any ownership right to the user.

Any unauthorised reproduction, resale, distribution, modification or commercial exploitation may be prohibited.

13. Third-party content and services

Masion Academy may contain links or references to external sites, services, sources or tools.

These services are operated independently.

Masion Academy does not necessarily control their availability, their privacy practices or their content, and cannot guarantee their services.

The user should check the applicable terms directly with the relevant provider.

14. Limitation of liability

To the extent permitted by applicable regulations, Masion Academy cannot be held liable for losses resulting directly from a financial decision made on the basis of educational content or an AI-generated response.

The user remains responsible for:

• Their analyses
• Their decisions
• Verifying information
• Managing their risk
• Their use of the resources provided

The platform does not guarantee any economic or financial outcome.

15. Suspension or closure of an account

Masion Academy may suspend or close an account, in particular in the event of:

• Fraudulent use
• A violation of these terms
• A security breach
• Abusive use of the tools
• An attempted unauthorised access
• Behaviour harmful to the service or its users

The user may also request the closure of their account where this feature is available.

1. Our commitment

Masion Academy values the privacy of its users.

This Policy explains what information may be collected, why it is used and what choices may be available regarding personal data.

2. Data that may be collected

Depending on your use of the platform, we may collect certain categories of data.

Information provided directly

This may include:

• Name
• Email address
• Account information
• Messages sent via the form
• Preferences voluntarily provided
• Information related to a support request

Technical information

Certain data may be generated automatically when using the site, such as:

• IP address
• Device type
• Browser
• Operating system
• Pages viewed
• Date and time of access
• Technical connection information
• Cookie-related data

Usage-related data

Where certain features are available, we may also process information concerning:

• Resources viewed
• Educational progress
• Content preferences
• Interactions with certain tools
• Activity associated with the account

3. Data entered into AI tools

When you use a feature based on artificial intelligence, certain information you enter may be processed in order to generate a response.

You should avoid submitting the following into these tools:

• Passwords
• Full bank card numbers
• Sensitive banking data
• Identity documents that are not necessary
• Confidential information about another person
• Sensitive personal information without necessity

The educational tools do not normally require this type of information.

4. Purposes of processing

Data may be used to:

• Create and manage an account
• Provide the requested features
• Respond to messages
• Provide support
• Improve the content
• Personalise certain educational functions where planned
• Measure how the site operates
• Identify technical issues
• Maintain security
• Prevent abuse
• Comply with our legal obligations
• Manage privacy preferences

We aim to limit the use of data to what is reasonably necessary to provide and secure the platform.

5. Legal bases

Where applicable regulations require a legal basis for data processing, it may in particular rest on:

• The performance of a requested service
• Your consent
• A legal obligation
• Our legitimate interest in securing and improving the platform

The applicable basis depends on the exact nature of the processing.

6. Data retention

Personal data must not be kept longer than necessary for its purpose, unless a longer period is required by a legal obligation or necessary to protect legitimate rights.

The retention period may vary depending on the type of data, the relationship with the user and applicable obligations.

7. Sharing with service providers

Masion Academy may use service providers to carry out certain technical functions, such as:

• Hosting
• Infrastructure
• Security
• Email
• Payment
• Technical analysis of the site
• Support
• Artificial intelligence technologies

Where these providers process data on our behalf, we seek to limit the information transmitted to what is necessary for the service concerned.

8. Sale of personal data

Masion Academy does not sell its users' personal data to advertisers or third parties.

9. International transfers

Certain technical providers may operate from different countries.

Where personal data is transferred to another jurisdiction, the safeguards required by applicable regulations are used where necessary.

10. Security

Masion Academy implements reasonable measures designed to protect data against:

• Unauthorised access
• Loss
• Alteration
• Improper disclosure
• Fraudulent use

No computer system can, however, guarantee absolute security.

Users must also protect their passwords and devices.

11. Your rights

Depending on your country and applicable regulations, you may have rights regarding your personal data.

These rights may include, in particular:

• Right of access
• Right of rectification
• Right of erasure
• Right to restriction
• Right to object
• Right to withdraw consent
• Right to portability where applicable
• Right to request information about the processing

To exercise a request: [email protected]

A reasonable verification of the requester's identity may be necessary before processing certain requests.

12. Account deletion

Where a user account is available, you may request its deletion.

Certain information may nonetheless need to be retained for a limited period where necessary to:

• Comply with a legal obligation
• Prevent fraud
• Manage a dispute
• Secure the platform
• Keep certain mandatory accounting information

13. Minors

Masion Academy is not intended to knowingly collect personal data from individuals who do not have the capacity required to accept the services under applicable regulations.

If you believe that data concerning a minor has been submitted inappropriately, please contact us.

1. What is a cookie?

A cookie is a small file or identifier stored on or read from your device when a website is used.

It can, in particular, help remember certain preferences or enable a feature to function.

2. Cookies used

Masion Academy may use several categories of cookies.

Strictly necessary cookies

They enable the essential operation of the site, including security, login or certain technical preferences.

Functional cookies

They may remember certain choices in order to improve the user experience.

Measurement cookies

Where used, they may help understand how visitors use the site in order to improve its operation.

Third-party cookies

Certain embedded features may come from external services that may use their own technologies.

3. Managing cookies

Where applicable regulations require it, non-essential cookies are subject to the user's choice.

You can use the settings available on the site or your browser settings to manage certain preferences.

Refusing certain cookies may limit some features, but should not prevent access to essential content where those cookies are not necessary.

1. Service messages

Masion Academy may send communications necessary for the operation of the account or service, including:

• Registration confirmation
• Password reset
• Security notifications
• Information related to a support request
• Important information about the service

2. Optional communications

Where educational or promotional communications are offered, they must comply with applicable consent preferences and rules.

You will be able to use the available unsubscribe mechanism where offered.

Masion Academy may update this page to reflect:

• New features
• New AI tools
• Technical changes
• The evolution of our services
• New legal or regulatory obligations

The date of the last update will be indicated at the top of the page.

Where significant changes require specific information, an additional notification may be provided.

This Refund and Cancellation Policy explains the terms applicable to purchases, subscriptions, digital content and other paid services that Masion Academy may offer.

It supplements the platform's Terms of Use.

1. Services concerned

Masion Academy may offer certain paid content or features, including:

• Educational courses and programmes
• Digital resources
• Premium content
• Educational tools
• Features using artificial intelligence
• Subscriptions
• Temporary or permanent access to certain features

The price, access duration and main applicable terms are indicated before the purchase is confirmed.

2. Right of withdrawal

Where applicable law provides for it, in particular for certain consumers located in the European Union, you may have a 14-day right of withdrawal from the conclusion of the contract.

This right may, however, be subject to exceptions provided for by regulation, in particular regarding digital content and certain services whose performance begins immediately.

3. Digital content accessible immediately

Certain Masion Academy products may grant immediate access to digital content after payment, for example a course, a downloadable resource, a premium area or other digital content.

Where applicable regulations allow it, if you expressly request to benefit immediately from the digital content during the withdrawal period and acknowledge that the start of performance results in the loss of your right of withdrawal, you may lose that right as soon as access to the content begins.

Where this rule applies, your consent and acknowledgement will be obtained before access to the content begins.

4. Services and subscriptions

Where a subscription or paid service is offered, information concerning:

• The price
• The billing frequency
• The subscription duration
• Any renewal
• The cancellation terms

is presented before the purchase is confirmed.

Unless stated otherwise at the time of purchase, cancelling a subscription prevents future renewals but does not automatically entitle you to a refund of periods already billed, subject to the mandatory rights provided by applicable law.

Access may remain available until the end of the period already paid for, where the terms of the offer provide for this.

5. Refund requests

A refund request may in particular be considered where an issue concerns:

• A duplicate payment
• A billing error attributable to Masion Academy
• Content or a service paid for but not provided
• A significant technical issue permanently preventing access to the purchased service
• A refund required by applicable regulations

Each request is reviewed based on the circumstances of the purchase and the rights applicable to the consumer.

This policy does not limit any right to a refund, price reduction, termination or any other remedy that a consumer is mandatorily entitled to under applicable law.

6. Technical issues

Before requesting a refund for an access issue, we invite you to contact Masion Academy so that we can try to resolve the problem.

Where the technical issue originates from our platform and substantially prevents the use of the purchased content or service, we may, depending on the situation:

• Restore access
• Extend the access period
• Provide an equivalent solution
• Issue a full or partial refund where appropriate or legally required

7. Refund timelines

Where a refund is accepted or legally required, it is issued within the timeframes set out by applicable regulations.

Where possible, the refund is issued via the payment method used for the original transaction.

The time needed for funds to appear in your account may then depend on your bank or payment provider.

8. How to request a refund or exercise a right of withdrawal

For any request regarding a purchase, cancellation, refund or the exercise of a right of withdrawal, contact:

Masion Academy
Email: [email protected]

Your request should, where possible, indicate:

• Your name
• The email address used at the time of purchase
• The product or service concerned
• The date of purchase
• The transaction reference, where available
• The reason for your request

9. Exceptions and legal rights

Certain refund, cancellation or withdrawal rules may vary depending on the consumer's country of residence and the nature of the product or service purchased.

Nothing in this policy is intended to exclude or limit the mandatory rights granted to consumers under applicable law.

10. Changes to this policy

Masion Academy may update this Refund and Cancellation Policy to reflect the evolution of its services, its offers or applicable legal obligations.

The version published on the site constitutes the version in force.

11. Contact

For any question relating to this policy:

Masion Academy
Email: [email protected]

For any question regarding:

• These terms
• Privacy
• Your personal data
• Account deletion
• Cookies
• Educational content
• Artificial intelligence tools

You can contact:

Masion Academy
Email: [email protected]